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Crypto Finances

made easy & fun

The foundation of Hydroponics

Magnolia Finances has one goal: to develop a competitive and user-friendly mobile and desktop DeFi application that will help to link the financial sector with environmental initiatives

and small businesses. 

When used in conjunction with DeFi protocols, it is possible to lend and borrow money on a wide scale between strangers without the need of a third-party middleman. Depending on the supply and demand dynamics in the marketplace, these systems may be able to generate interest rates on their own soon. The regulations are also unusually inclusive, allowing anybody to take part at any time, from any place, and with whatever amount of money they want to spend. 

With the use of software that records and confirms financial transactions in distributed financial databases, anybody with an internet connection may lend, trade, and borrow from anywhere in the world. A distributed database is one that can be accessed from several locations; it collects and aggregates data from all users and validates it via the use of a consensus mechanism. 

Magnolia Finances: Decentralized Exchange 

The idea of "disintermediation," which refers to the elimination of intermediaries to make it possible for regular people to transact business directly with one another, is the driving force behind decentralized exchange (DEX). A DEX does not act as a custodian for the cryptocurrencies of its users. Instead, users are required to always store all their assets directly within their own wallets. 

Magnolia Finance Trade Protocol outlines the steps that must be taken in a specific order before a transaction can be completed successfully. The Magnolia Finance software operates on their behalf to carry out the protocol's implementation and operations. The Magnolia Finance software will publish four transactions to the blockchain for every successful trade. These transactions are referred to as a maker fee transaction, a taker fee transaction, a deposit transaction, and a payout transaction.  

Taker Fee Transaction

Maker Fee Transaction

Payout Transaction


The buyer, also known as the trader, can pay the seller with an alternative cryptocurrency or with fiat. The payout transaction is generated because of the interaction between the traders.

This transaction results in the return of the buyer's security deposits and the transfer of the trade amount to the seller.

Magnolia Finances Key Components 

Magnolia Pools: Users are able to stake their $MAT in a staking pool and will receive Magnolia Dollars ($MAD). That $MAD can be then used in our Metaverse game (which will be announced at a later point). Users are also able to stake any other cryptocurrency to earn free tokens. 

Yield Farming: Magnolia Finances gives users also the option to use Yield Farming. In yield farming, users can earn $MAD, $MAT, or other tokens by staking LP tokens.  

LP tokens are used to denote a crypto liquidity provider's portion of a pool, and the provider retains complete control over the tokens they issue. 

IFO (Initial Farm Offering) : The part that makes Magnolia Finances unique is the IFO option. Magnolia Finances is the only decentralized exchange that welcomes projects that are 100 percent committed to using green energy and have net zero greenhouse gas emissions.


While many other decentralized exchanges also offer an IFO option, Magnolia Finances requires a project to provide documentation and proof that their coin or token is powered by green energy, supports climate-friendly initiatives, or is supported by an environmental protection agency for the project to be considered for acceptance as an Initial Farm Offering on Magnolia Finances. 

Magnolia Wallet 

Magnolia Wallet was designed to provide users and $MAT holders with the greatest possible experience without sacrificing security. The main objective of the wallet is to connect the entire Magnolia Ecosystem in one place.


The main 3 parts of Magnolia Wallet are: 

1. World of Magnolia Metaverse Integration 

2. Magnolia Finances integration 

3 Hydroponic Magnolia integration 

The wallet is meant not just to be interoperable with cryptocurrencies and NFTs, but also with the World of Magnolia metaverse. This is the primary substance that links and nourishes the Magnolia environment. The meticulously built wallet is intended for widespread usage, as we anticipate the services to expand as the World of Magnolia's value becomes its proper shape. 





Hybrid functions 

The intermediate chain is needed to support both the wallet and the metaverse transactions. As the market's demands increase, both the network and the wallet require scalability and TPS-supporting technology (Transaction Per Second). Herein lies the role of the delegator. Delegators have the option to unbound, or withdraw, their tokens at any time, subject to each protocol's unbounded period, and may pay just a tiny fraction of their earnings as a fee for the validator's service. As each of these blockchain networks contains assets and data that exist and operate exclusively within, asset and data transfers across blockchain networks are in principle impossible. 

The Magnolia ecosystem has implemented the bridge chain to facilitate such extensive asset transfer and administration. Each blockchain performs its own function inside its chain, whereas the bridge chain connects each blockchain to the wallet and the public blockchain. By doing so, the TPS can execute all sorts of transactions with seamless performance. This is one of the most important characteristics that makes the ecosystem adaptable. 

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